{"id":19,"date":"2019-08-04T12:56:49","date_gmt":"2019-08-04T12:56:49","guid":{"rendered":"https:\/\/www.kathylamdds.com\/blog\/?p=19"},"modified":"2019-09-04T13:00:43","modified_gmt":"2019-09-04T13:00:43","slug":"dental-implants-in-wheaton-cost-with-and-without-insurance","status":"publish","type":"post","link":"https:\/\/www.kathylamdds.com\/blog\/2019\/08\/04\/dental-implants-in-wheaton-cost-with-and-without-insurance\/","title":{"rendered":"How Impactful Insurance Can Be on Your Decision to Pursue Dental Implants"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.kathylamdds.com\/blog\/wp-content\/uploads\/2019\/09\/AdobeStock_113922059__1567601877_81455.jpg\" alt=\"dental implants\" class=\"wp-image-20\" width=\"310\" height=\"113\" srcset=\"https:\/\/www.kathylamdds.com\/blog\/wp-content\/uploads\/2019\/09\/AdobeStock_113922059__1567601877_81455.jpg 800w, https:\/\/www.kathylamdds.com\/blog\/wp-content\/uploads\/2019\/09\/AdobeStock_113922059__1567601877_81455-768x283.jpg 768w\" sizes=\"auto, (max-width: 310px) 100vw, 310px\" \/><\/figure><\/div>\n\n\n\n<p>You have multiple missing teeth, and you just finished\ntalking with your dentist about ways to replace them. You know your options and\nunderstand the pros and cons of each, but what about the cost? Everyone knows <a href=\"https:\/\/www.kathylamdds.com\/dental-implants.html\">dental implants in\nWheaton<\/a> is a costly investment, but when compared to other methods of\nrestorative dentistry, it is actually more cost-effective in the long run. To find\nout more about the financial aspect of this type of dentistry service, let\u2019s\ntake a look at the cost of dental implants with and without insurance, as well\nas how impactful insurance can be on your decision to move forward with this\ntooth replacement option.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Will Insurance Cover My Dental Implants?<\/h2>\n\n\n\n<p>Unfortunately, this question cannot be answered with a \u201cyes\u201d\nor \u201cno.\u201d The reason is that every dental insurance policy is different, which\nmeans, you will need to review your individual plan to find out if your insurance\nwill cover any or all of your dental implant procedure. Some companies will pay\nfor certain aspects, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Initial consultation<\/li><li>Anesthesia or sedation<\/li><li>Abutments <\/li><li>Custom restoration<\/li><\/ul>\n\n\n\n<p>The first step to take is to do one of two things: call your\ninsurance company to find out if coverage is possible, or you can talk to a\ndesignated insurance coordinator at your dental office to see if they can help\nyou navigate your policy and its benefits. <\/p>\n\n\n\n<p>Most dental offices accept most major PPO dental insurance\nplans, it just simply means asking when you call. In fact, your dental office\nstaff will most likely file the claim on your behalf, eliminating the headache\nyou could experience trying to do it yourself. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Are Financing Options Available?<\/h2>\n\n\n\n<p>If you don\u2019t have insurance but need dental work, it\u2019s\nimportant that you speak to a staff member in your dentist office to find out\nabout financing options. Your dentist in Wheaton might offer CareCredit, which is\na low-to-no interest financing plan. This helps to spread out the cost of your\ntreatment into manageable payments. <\/p>\n\n\n\n<p>The cost of dental implants isn\u2019t cheap, so if you need your\npayments to extend over several months in order for it to meet your budget, CareCredit\nis a suitable solution for both you and your dentist. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Factors Are Considered When Determining the Cost of Dental Implants?<\/h2>\n\n\n\n<p>You and your dentist will need to discuss the entire process\nof having dental implants placed. From the initial examination to the surgical\nplacement and post-operative care, every stage has a price tag associated with\nit, but what might be surprising to you are some of the more individual factors\nthat can influence the overall cost. Some of these include:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Location:<\/strong> If the space your dental\nprofessional is renting has a high rate, or your dentist buys dental implants\nfrom a supplier who has higher prices, they might need to charge you more. &nbsp;<\/li><li><strong>Number of Implants: <\/strong>The more missing\nteeth you have, the greater the cost. How many implants you\u2019ll have placed can\ndetermine how much you can expect to spend. <\/li><li><strong>Materials Used:<\/strong> Is your dentist opting\nfor titanium or zirconium implants? The material used to construct the implants,\nas well as those used to craft your customized restoration can have an effect\non the cost. <\/li><li><strong>Pre-Dental Implant Work<\/strong>: If your dentist\ndiscovers you need gum disease therapy, a tooth extraction, or a bone graft,\nthis additional procedure will be factored in.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">How Will Insurance Affect the Factors Associated with Implant Placement?<\/h2>\n\n\n\n<p>As it was mentioned earlier, depending on your individual\nplan, your dental insurance may cover a portion of the cost. Dental insurance plans\nthat do include dental implants as a part of coverage will most likely be\nsubject to certain conditions that can affect various aspects of your treatment,\nsuch as:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Waiting Periods<\/strong>: If you have an\nindividual cosmetic dental insurance plan, it might cover the implants,\nabutments, and restoration, but you\u2019ll need to wait 24 months before you can\nmove forward with replacing your missing teeth. <\/li><li><strong>Yearly Maximums<\/strong>: Most dental insurance\nplans have a yearly maximum, which means dental implant placement can exceed\nthat allotted number. This can result in you being unreimbursed for expenses\nthat go beyond the maximum. <\/li><li><strong>Type of Implant<\/strong>: Your policy might also\ndictate the type of implant or restoration you can receive. <\/li><\/ul>\n\n\n\n<p>It\u2019s important that before you make a decision to move\nforward with dental implants, you discuss all the various details with your\ndentist in Wheaton. No one should agree to a procedure without knowing all the\nfacts, so take the time to do your research and talk to those who can help. Dental\nimplants don\u2019t have to break the bank, but it\u2019s necessary that you understand\nthe cost and impact of insurance before your first implant is placed.<\/p>\n\n\n\n<p><strong>About the Author <\/strong><br>Dr. Kathy Lam, DDS, attended the University of Illinois at Chicago for her bachelor\u2019s degree. There she was on the Dean\u2019s List and a member of the National Honor Society. She went on to complete her Doctor of Dental Surgery at Howard University College of Dentistry in 2002 before attending a residency at Waterbury Hospital Health Center in Connecticut. <\/p>\n\n\n\n<p>When patients seek the help of Dr. Lam for dental implant\nplacement, she partners with the best oral surgeons to ensure a safe,\neffective, and quality procedure. To learn more, visit our <a href=\"https:\/\/www.kathylamdds.com\/contact.html\">website<\/a> or call <strong>(630)\n653-7720<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You have multiple missing teeth, and you just finished talking with your dentist about ways to replace them. You know your options and understand the pros and cons of each, but what about the cost? Everyone knows dental implants in Wheaton is a costly investment, but when compared to other methods of restorative dentistry, it [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-19","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.kathylamdds.com\/blog\/wp-json\/wp\/v2\/posts\/19","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kathylamdds.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kathylamdds.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kathylamdds.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kathylamdds.com\/blog\/wp-json\/wp\/v2\/comments?post=19"}],"version-history":[{"count":1,"href":"https:\/\/www.kathylamdds.com\/blog\/wp-json\/wp\/v2\/posts\/19\/revisions"}],"predecessor-version":[{"id":21,"href":"https:\/\/www.kathylamdds.com\/blog\/wp-json\/wp\/v2\/posts\/19\/revisions\/21"}],"wp:attachment":[{"href":"https:\/\/www.kathylamdds.com\/blog\/wp-json\/wp\/v2\/media?parent=19"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kathylamdds.com\/blog\/wp-json\/wp\/v2\/categories?post=19"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kathylamdds.com\/blog\/wp-json\/wp\/v2\/tags?post=19"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}